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Prescribed Burning is an effective land management tool.  It provides multiple benefits for both land and wildlife.  But without liability protection, a prescribed burn could be very costly for the landowner conducting the burn. The Bramlett Agency, through Midlands Management, offers Prescribed Burning Liability Insurance for the protection of landowners and lessees who have a burn plan(1) prepared.  This coverage, which is not usually provided in a homeowners or farm and ranch policy, allows landowners and lessees the ability to conduct a burn on their property. COVERAGE FOR PRESCRIBED BURNS Limits:  $1 Million / $2 Million Premium:  $250 Per Burn Policy M&D*:  $500 E&S Tax:  6% (applicable in Oklahoma, Surplus Lines. Taxes in other states may vary) Security Rating:  A XIV** *Minimum Deposit Premium **Property and Casualty Liability program with Essex Insurance Company who holds a security rating A = Excellent, XIV (14) is a numeric rating depicting the size of company (15 being the largest). (1) For a Burn Plan, the following is a minimum that should be included: Preparer's name Date of last revision prior to burn Description of burn unit and directions to burn unit Map of burn unit Plant communities and topography (if a concern) in burn unit Goals and objectives for burn Fireguards (types), grazing deferment and other burn unit preparation Fire boss and fire crew Equipment (vehicles, ignition, fire-fighting, safety and clothing) Fire and smoke areas outside the burn unit and plans to minimize impact Civil authority and neighbor notification procedures and applicable permits Acceptable burns dates and times Acceptable fuel types and fuel load Acceptable relative humidity and air temperature Acceptable wind direction(s) and speed Acceptable atmospheric mixing conditions Ignition procedures Contingency plans for escaped fires, changes in wind/humidity, equipment breakdown and personnel injury Mop up and monitoring procedures Post burn management Attach records of forecasts examined prior to starting burn Attached records of actual conditions at start and end of burn To complete an application, click on Prescribed Burn Application.pdf Once completed, send to Jake Bramlett.