Monday, October 20, 2014

Ebola Surfaces in U.S. as Virus Rages in West Africa

West Africa remains the epicenter of the Ebola outbreak.  By the start of December, the World Health Organization (WHO) estimates there could be as many as 10,000 new cases of Ebola per week in West Africa. READ MORE >>

Monday, October 13, 2014

Protect Your Business and Employees from Seasonal Flu

Each year, seasonal flu has a marked impact on businesses and employers.  Flu can cause increased absenteeism, decreased productivity and higher health care costs. READ MORE >>

Wednesday, September 24, 2014

How Safe Is Your Data???

I just read an article in USA Today that quoted a study stating that "43% of companies had a data breach last year."  All I can say is "WOW! READ MORE >>

Tuesday, September 23, 2014

Deductible/Max Out-of-Pocket

When does your deductible and maximum out-of-pocket begin?  Most people believe that their deductible and max out-of-pocket begins when the policy is put in place and starts over each year at renewal/open enrollment. READ MORE >>

Tuesday, September 16, 2014

"I don't want ObamaCare"

The number one statement I get from a new group or individual health insurance client is "I don't want ObamaCare."  The good news, you couldn't buy ObamaCare if you wanted because it is not a brand or product. READ MORE >>

Thursday, September 4, 2014

How Often Should I Shop my Insurance?

We are frequently asked "how often should I shop my insurance?"  For most of our clients it is our policy to "shop" (send out to insurance companies for quotes) their account every three years. READ MORE >>

Tuesday, August 26, 2014

The Importance of The Employee Handbook

Most insurance companies either require or strongly encourage a business/organization have an employee handbook in place.  Do you know why?  Has your current agent talked to you about your employee handbook or implementing one? READ MORE >>

Friday, August 15, 2014

Group Health Insurance by Jake Bramlett

Earlier this week we discussed that the open enrollment period for individual health insurance is closed and will not re-open until November 15, 2015, for coverage to take effect 1/1/2015. READ MORE >>

Monday, August 11, 2014

Special Enrollment Period by Jake Bramlett

Did you miss the open enrollment period to sign up for health insurance through the Federal/State Exchange or through your local independent insurance agent?  This is a problem many people have encountered. READ MORE >>

Tuesday, July 29, 2014

Pricing and Your Insurance Program

I am often asked by potential clients, especially new business owners, "What will my insurance costs?"  This is probably the most difficult question I'm asked because there are so many factors that play into pricing commercial insurance. READ MORE >>